Sam’s Club Credit Card

Sam’s Club us a discount warehouse store that is owned by Walmart. This membership club offers items in bulk in exchange for discounted prices. They charge an annual fee to be a member, but it is easy to qualify for membership. The store carries everything from home goods and restaurant supplies to apparel and groceries.

They also carry seasonal good, toys, electronics, and jewelry. They offer special departments for pharmaceutical needs, eye glasses and tire and auto repairs. The company has locations throughout the US and they carry name brand products at discounted prices.

Credit Card  

Sam’s Club offers three different credit options. They offer the Sam’s club credit card and the Sam’s Credit Card with the MasterCard logo and a Business credit card with the MasterCard logo.

Sam’s Club Credit Card

The first credit card that Sam’s Club has to offer is the “Sam’s Club Credit Card”. This card is accepted at all Sam’s Club stores, and Wal-Mart’s nationwide. It can also be used at the Sam’s Club online store. The card is exclusive to members, and even doubles as a membership card for convenience. The Sam’s Club credit card also has no annual fees and provides online access to your account for easy and effortless monitoring from any home or mobile device. The membership card has the cardholder’s photo which helps protect your identity and reduce fraudulent purchases. There is no liability to cardholders if the card is used fraudulently.  

They also offer promotional terms on larger purchases, periodically. This is a convenient way for customers who do a lot of buying at Sam’s club to track purchases and pay the bill monthly rather than on each visit. For business customers this can create access to easier cash flow.

Sam’s Club MasterCard

The second credit card Sam’s club has to offer is the “Sam’s Club MasterCard.” This card goes above and beyond being a store credit card. With the MasterCard logo, it can be used anywhere in the world that the MasterCard sign is displayed. This card is also accepted at Sam’s Club stores and Wal-Mart’s nationwide. There is no annual fee for the MasterCard.

The Sam’s Club MasterCard doubles as a membership card and includes a photo identification on the card. This provides a great safety feature to prevent fraudulent use and create an added convenience of not having to carry two cards. The credit card can be accessed online to view and manage your account. You can track spending and even make payments online. In addition to these already great features your Sam’s Club master card provides identity theft resolution solutions so should anything ever happen to your credit card, they can provide fast and effective safety measures to protect you.

The Sam’s Club MasterCard offers price protection for up to 60 days. This means if you purchase an item and then find the same item at another retailer for less, Sam’s Club will pay you the difference. The MasterCard offers a rewards program that many customers enjoy. The card offers 5% cash back on gas (including gas at Sam’s Clubs), 3% cash back on dining and travel, and 1% cash back on all other purchases. There is a maximum of $5,000 in rewards that can be earned each year.

Sam’s Club Business MasterCard

The third and final credit card offered by Sam’s Club, is the “Business Master Card.” The business MasterCard also provides 5% cash back on gas, 3% cash back on dining and travel, and 1% cash back on other items as the rewards program. The business card also gives you the flexibility of using it anywhere MasterCard is accepted. The Business MasterCard includes the safety feature of having your photo issued on your credit card to prevent fraudulent usage and doubles as a membership card.

Features unique to the business card include Master Rental Purchase Assurance and Extended Warranty, and itemized billing statements. There are no annual fees and online account information is available through the Sam’s Club website.  

Other Features

The interest rate on the Sam’s Club cards range from 14.9% to 22.9% depending on the credit of the applicant. New accounts will receive $20 back in the form of a statement credit as long as a $50 purchase in a single transaction is made on the same day the account is opened.