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General Basics of the Firestone Credit Card
The Firestone Credit Card is the primary credit card associated with Firestone retail chain. This retail chain specializes in selling tires and other car related items, as well as replacing tires or servicing cars. Thus, the primary benefit of owning or utilizing a Firestone Credit Card is that it is developed to be used at Firestone locations throughout the country. Firestone reports that they have over 1600 locations in which to utilize the Firestone Credit Card. This may be one of the primary reasons that one would want to consider opening and utilizing a Firestone Credit Card. Additionally, many of the purchases that the card would be utilized for would average into the hundreds of dollars, given that it would be used for car parts and services.
The card does offer benefits on a regular basis to those who are holders of the credit card. Although the company believes that its primary benefit is for use at a Firestone location, assisting the consumer to purchase expensive replacement items or services for their vehicles. Thus, one of the best benefits of the card is that it helps the consumer pay for expensive car repairs, which may have been put off until funds were more readily available for the repair. However, the company does offer to consumers certain promotional and special savings programs, as well as sales throughout the year to those who have a Firestone Credit Card. Therefore, the company does provide special incentives for those who hold and utilize a Firestone Credit Card.
The credit card operates and functions as any other regular bank issued credit card. In this regard, the consumer will have to meet certain financial obligations in order to qualify for the Firestone Credit Card. The issuing bank of the credit card will have certain minimum income requirements, as well as credit scores that one must possess in order to qualify for a credit card. Additionally, since this is a credit card, the Firestone Credit Card is subject to the CARD federal regulations and credit card operations. These programs require all credit cards to inform credit holders and potential credit holders of the card with the financial costs associated with the credit card. These costs include APR, annual and special fees, and the terms and conditions of utilizing the credit card. Any potential credit card holder would likely find it beneficial to examine these positions as stated in the Firestone Credit Card website.
Reward and benefits
Firestone Credit Card does offer several benefits to its current and potential credit card holders. The company highlights that one of its main benefits is that the credit card is accepted at over 1600 locations nationwide. The main benefit therefore is that this credit card can be utilize for purchases which are normally expensive and often come at an inopportune times. The primary benefit then is that the cardholder can utilize the card with an immediate need replacing tires or other items for their car. As most consumers are aware, these expenses are often expensive and happen at times when a person may not have enough money to pay for the expense out-of-pocket.
Other benefits that the company offers to its Firestone Credit Card holders are special savings programs and sales programs, which happen throughout the year. These programs are incentives to help a person purchase new tires or other car related products, they are often set up to take place at special holidays or times of the season. Thus, the company may offer a Presidents’ Day sale or similar discounted sales programs.
Another primary program the card has associated with it is the initial no interest purchase program. When a consumer opens a new Firestone Credit Card, they are often allowed to get a promotional “no interest” purchase on the item for six months. The product must be over $299 and the product must be paid off within the first six months of opening the credit card. If the consumer does not pay off the product in the six months, interest may be accrued to the day the card was opened. Therefore, the consumer would be encouraged to make sure that they take advantage of this program they pay off the product by the six-month, to ensure that they have no interest charged for the initial purchase.
Fees and Costs
The Firestone Credit Card does have certain fees and costs associated with utilizing and holding the credit card. There is no annual fee for the Firestone Credit Card. Thus, the consumer is not penalized for having a Firestone Credit Card and not using it on a regular basis. This may be a benefit to many consumers as it affords them the opportunity to have an emergency credit card to pay for vehicle expenses, but only when needed or called upon.
There is certain fees that the credit card does have which could be considered a penalty if the consumer takes advantage of the credit card company. The primary penalty is a late fee, which varies from $15 up to a maximum of $35 depending on the size of the outstanding credit balance. Thus, for balances under $100 the fees is at least $15 for the late payment. The company’s website does not specify when or what point the $35 maximum late fee would become active.
The Firestone Credit Card APR is set at 22.80%. Additionally, the Firestone Credit Card website does not specify whether this rate will change over time. However, any change to an APR on a credit card is subject to reporting requirements by the CARD federal regulations.
General Basics of the Firestone Credit Card
The Firestone Credit Card is the primary credit card associated with Firestone retail chain. This retail chain specializes in selling tires and other car related items, as well as replacing tires or servicing cars. Thus, the primary benefit of owning or utilizing a Firestone Credit Card is that it is developed to be used at Firestone locations throughout the country. Firestone reports that they have over 1600 locations in which to utilize the Firestone Credit Card. This may be one of the primary reasons that one would want to consider opening and utilizing a Firestone Credit Card. Additionally, many of the purchases that the card would be utilized for would average into the hundreds of dollars, given that it would be used for car parts and services.
The card does offer benefits on a regular basis to those who are holders of the credit card. Although the company believes that its primary benefit is for use at a Firestone location, assisting the consumer to purchase expensive replacement items or services for their vehicles. Thus, one of the best benefits of the card is that it helps the consumer pay for expensive car repairs, which may have been put off until funds were more readily available for the repair. However, the company does offer to consumers certain promotional and special savings programs, as well as sales throughout the year to those who have a Firestone Credit Card. Therefore, the company does provide special incentives for those who hold and utilize a Firestone Credit Card.
The credit card operates and functions as any other regular bank issued credit card. In this regard, the consumer will have to meet certain financial obligations in order to qualify for the Firestone Credit Card. The issuing bank of the credit card will have certain minimum income requirements, as well as credit scores that one must possess in order to qualify for a credit card. Additionally, since this is a credit card, the Firestone Credit Card is subject to the CARD federal regulations and credit card operations. These programs require all credit cards to inform credit holders and potential credit holders of the card with the financial costs associated with the credit card. These costs include APR, annual and special fees, and the terms and conditions of utilizing the credit card. Any potential credit card holder would likely find it beneficial to examine these positions as stated in the Firestone Credit Card website.
Reward and benefits
Firestone Credit Card does offer several benefits to its current and potential credit card holders. The company highlights that one of its main benefits is that the credit card is accepted at over 1600 locations nationwide. The main benefit therefore is that this credit card can be utilize for purchases which are normally expensive and often come at an inopportune times. The primary benefit then is that the cardholder can utilize the card with an immediate need replacing tires or other items for their car. As most consumers are aware, these expenses are often expensive and happen at times when a person may not have enough money to pay for the expense out-of-pocket.
Other benefits that the company offers to its Firestone Credit Card holders are special savings programs and sales programs, which happen throughout the year. These programs are incentives to help a person purchase new tires or other car related products, they are often set up to take place at special holidays or times of the season. Thus, the company may offer a Presidents’ Day sale or similar discounted sales programs.
Another primary program the card has associated with it is the initial no interest purchase program. When a consumer opens a new Firestone Credit Card, they are often allowed to get a promotional “no interest” purchase on the item for six months. The product must be over $299 and the product must be paid off within the first six months of opening the credit card. If the consumer does not pay off the product in the six months, interest may be accrued to the day the card was opened. Therefore, the consumer would be encouraged to make sure that they take advantage of this program they pay off the product by the six-month, to ensure that they have no interest charged for the initial purchase.
Fees and Costs
The Firestone Credit Card does have certain fees and costs associated with utilizing and holding the credit card. There is no annual fee for the Firestone Credit Card. Thus, the consumer is not penalized for having a Firestone Credit Card and not using it on a regular basis. This may be a benefit to many consumers as it affords them the opportunity to have an emergency credit card to pay for vehicle expenses, but only when needed or called upon.
There is certain fees that the credit card does have which could be considered a penalty if the consumer takes advantage of the credit card company. The primary penalty is a late fee, which varies from $15 up to a maximum of $35 depending on the size of the outstanding credit balance. Thus, for balances under $100 the fees is at least $15 for the late payment. The company’s website does not specify when or what point the $35 maximum late fee would become active.
The Firestone Credit Card APR is set at 22.80%. Additionally, the Firestone Credit Card website does not specify whether this rate will change over time. However, any change to an APR on a credit card is subject to reporting requirements by the CARD federal regulations.
